Smullen & Associates, LLC 

  • Strategic risk identification and risk mitigation strategies
  • Enterprise Risk Management (ERM) analysis and programs
  • Risk analysis and risk assessment studies
  • ​Financial risk management
  • Strategic planning
  • Bank insurance strategies
  • Insurance and risk management consulting
  • Insurance distribution strategies
  • Insurance agency perpetuation planning
  • Operational consulting for insurance agencies
  • Merger and acquisition support
  • Board of director education
  • Due diligence reviews
  • Broker performance evaluations
  • Insurance specifications
  • Sales and growth planning
  • Insurance litigation consulting


Risk Management Services


  • Loss prevention and loss control services
  • Claim advocacy
  • Specialized claim service instructions
  • Claim analysis and review
  • Premium audit review services
  • ​Human resource consulting
  • Coordination of insurance company services

Management Consulting Services

  • Insurance program review and structuring
  • Risk identification and analysis
  • Rating classification review
  • Experience Modification Factor modeling
  • Coverage review and recommendations
  • Retention/deductible analysis
  • Enterprise Risk Management (ERM) programs
  • Account billing services and cost center allocation
  • Manuscript policies and endorsements
  • Contract review
  • Insurance program marketing
  • Safety committee leadership
  • Contract surety and bonding services
  • International insurance programs
  • Captives, self-insurance and alternative risk financing
  • Identification of risk transfer opportunities
  • Binders, certificates of insurance, and auto ID cards
  • Annual policy checking and review
  • Summaries of insurance
  • Market access to leading insurers
  • Access to London and Bermuda markets
  • Claim service
  • Loss forecasting

insurance brokerage Services

 Insurance, Risk Management & Consulting